<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	xmlns:georss="http://www.georss.org/georss" xmlns:geo="http://www.w3.org/2003/01/geo/wgs84_pos#" xmlns:media="http://search.yahoo.com/mrss/"
	>

<channel>
	<title>Little Thoughts &#187; finance according to me</title>
	<atom:link href="http://laylismama.wordpress.com/tag/finance-according-to-me/feed/" rel="self" type="application/rss+xml" />
	<link>http://laylismama.wordpress.com</link>
	<description>The Harris Family Chronicles</description>
	<lastBuildDate>Mon, 21 Apr 2008 18:30:06 +0000</lastBuildDate>
	<generator>http://wordpress.com/</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<cloud domain='laylismama.wordpress.com' port='80' path='/?rsscloud=notify' registerProcedure='' protocol='http-post' />
<image>
		<url>http://www.gravatar.com/blavatar/610a9ca69c1c11742f73fc6ff18d8654?s=96&#038;d=http://s.wordpress.com/i/buttonw-com.png</url>
		<title>Little Thoughts &#187; finance according to me</title>
		<link>http://laylismama.wordpress.com</link>
	</image>
	<atom:link rel="search" type="application/opensearchdescription+xml" href="http://laylismama.wordpress.com/osd.xml" title="Little Thoughts" />
		<item>
		<title>What does it mean to pay points?</title>
		<link>http://laylismama.wordpress.com/2007/10/18/what-does-it-mean-to-pay-points/</link>
		<comments>http://laylismama.wordpress.com/2007/10/18/what-does-it-mean-to-pay-points/#comments</comments>
		<pubDate>Thu, 18 Oct 2007 19:38:59 +0000</pubDate>
		<dc:creator>laylismama</dc:creator>
				<category><![CDATA[finance according to me]]></category>

		<guid isPermaLink="false">http://laylismama.wordpress.com/2007/10/19/what-does-it-mean-to-pay-points/</guid>
		<description><![CDATA[When you go to get home financing, your lender will quote you an interest rate and it will usually cost you around 1 point, or 1% origination (both mean the same thing) to get that interest rate.  You can opt to not pay any points if you would like but your interest rate would be [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=laylismama.wordpress.com&blog=1570022&post=45&subd=laylismama&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://laylismama.wordpress.com/2007/10/18/what-does-it-mean-to-pay-points/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/34c2ca75f4e7b6b4d814fa001b395a96?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">laylismama</media:title>
		</media:content>
	</item>
		<item>
		<title>Debt-to-Income Ratio</title>
		<link>http://laylismama.wordpress.com/2007/10/17/debt-to-income-ratio/</link>
		<comments>http://laylismama.wordpress.com/2007/10/17/debt-to-income-ratio/#comments</comments>
		<pubDate>Wed, 17 Oct 2007 00:01:07 +0000</pubDate>
		<dc:creator>laylismama</dc:creator>
				<category><![CDATA[finance according to me]]></category>

		<guid isPermaLink="false">http://laylismama.wordpress.com/2007/10/20/debt-to-income-ratio/</guid>
		<description><![CDATA[Your debt to income ratio is a very important factor in determining how much of a monthly mortgage payment you can afford.  The bank likes to see your debt-to-income ratio at about 45% or less.  Some programs allow you to go as high as 55% and some only allow you to go up to 39%.  [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=laylismama.wordpress.com&blog=1570022&post=47&subd=laylismama&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://laylismama.wordpress.com/2007/10/17/debt-to-income-ratio/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/34c2ca75f4e7b6b4d814fa001b395a96?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">laylismama</media:title>
		</media:content>
	</item>
	</channel>
</rss>